Income Protection Insurance New Zealand prides itself on being the income protection insurance specialists. Income protection acts as a safeguard against financial hardship should you find yourself unable to earn an income as a consequence of a non-work related illness or injury. In contrast to ACC cover, Income Protection will provide coverage in the event of cancer or even for a heart attack. Consider what would happen if you were unable to work. How could you afford to pay for the regular bills like the power or gas, the mortgage or school fees? Even the weekly groceries would become a financial struggle if you didn’t have an income insurance policy in place to ease the burden during your period of recovery.
In spite of the immense financial benefits to purchasing an Income Protection Policy, recent data suggests only 11% of working New Zealander’s have an Income Protection Policy in place. That means a whopping 89% of working adults in New Zealand are at risk of losing a regular and steady income should they become disabled through a non-work related illness or accident. In addition to financial security and peace of mind, Income Protection is fully tax deductable.
It’s important to think smart and consider what the future may hold. Don’t rely on government pensions to cover you in your time of need, be proactive and protect yourself and loved ones.
The friendly and fully accredited advisers at Income Protection Insurance New Zealand will help you find the best policy for your needs. At no cost to you, we will compare New Zealand’s top insurance companies. We even go as far as to assist you should you need to lodge a claim. With our assistance, the process of purchasing income insurance is so easy you can do it all from the comfort of your home or office. It’s also worth noting that in many cases, no medicals are required.
Income Protection Insurance New Zealand provides cover to a wide range of previously uninsurable occupations. We are fully independent and pride ourselves on providing unbiased advice. To make the decision to purchase Income Protection even easier, we are offering all of our clients a 20% cash rebate.